Transforming Futures in Canada

Pecunia is dedicated to advancing financial equity and supporting entrepreneurship across Canada, ensuring that marginalized and underserved communities can access the tools, resources, and opportunities they need to thrive.

Canada’s diverse social and economic landscape offers a unique opportunity for Pecunia Institute to apply social finance solutions that address systemic inequities while promoting sustainable growth. Our work in Canada emphasizes inclusive financial systems that respond to the realities of underserved communities, particularly Black, Indigenous, racialized, newcomer, and 2SLGBTQ+ populations. Through research, advocacy, and program delivery, we are building pathways for equitable participation in the economy while ensuring our initiatives reflect Canadian contexts and values.

Our approach relies on collaboration with Canadian banks, credit unions, community organizations, and grassroots leaders. These partnerships allow us to pilot and scale innovative financial products and services that foster entrepreneurship, resilience, and long-term economic independence. Promoting transparency and accountability in Canadian finance remains central to our mission; we champion ethical practices that build trust in financial institutions and encourage broader public engagement.

Environmental sustainability is another pillar of our work in Canada. We invest in projects that tie together economic development and ecological responsibility, such as circular economy pilots in Ontario and green energy programs for urban and rural communities. Education and capacity building are critical across these efforts—we support small businesses, nonprofits, and entrepreneurs with the tools, knowledge, and training needed to thrive in competitive markets while advancing inclusive and sustainable goals.

How we work

Digital Financial Services

Pecunia leverages digital tools to extend banking and credit access to underserved and remote communities. By using mobile platforms and online solutions, we help ensure individuals and small businesses can safely access financial services regardless of geography or background.

Sustainable Development Finance

We fund projects that align economic growth with environmental stewardship, such as renewable energy projects and initiatives aimed at reducing carbon footprints in major cities across the region.

Inclusive Policy Research

Through original research and policy briefs, Pecunia contributes to national conversations on financial inclusion and equity. We produce data-backed insights that inform public and private institutions, such as our anti-racism influencer study and our upcoming paper on circular economy financing in Ontario.

Community Collaboration

Our initiatives are developed with local leaders and organizations, ensuring projects are grounded in the lived realities of Canadian communities while driving meaningful, long-term change.

Latest projects

Find out how we’re shaping sustainable outcomes:

Latest perspectives

New Thinking: Americas

Strengthen the Canada with Us

Join Pecunia in reshaping financial systems for a fairer and more sustainable Canada. Your support helps us scale innovative projects, strengthen local economies, and dismantle systemic barriers that have long excluded marginalized communities from full participation. Together, we can ensure that financial systems serve people and the planet.

People

Experts

Leyla Torres

Operations, Americas

Julia Carver

Project Manager

Lucas Mendez

Senior Policy Advisor